PAYMENT PROCESSING

Creative Payment Solutions offers a variety of payment processing options tailored to your business. We provide straightforward Flat Rate / Clear and Simple pricing, C4/Zero Fee pricing, and Cost Plus. Explore the details of each option below, and don’t hesitate to reach out with any questions.

Clear & Simple Pricing

With Clear & Simple pricing, you’ll have a clear understanding of your processing costs based on how you handle transactions. Whether you swipe a card or manually enter card numbers, that’s all you need to know. It’s that straightforward. As your payment needs evolve, we’ll be here to provide straightforward solutions that scale with your business.

  • A simple rate for swiped & keyed
  • No PCI Compliance fees
  • No statement2 or reporting fees
  • No monthly minimum processing fees
  • No cancellation fees
  • 24-48 hour funding
  • 24/7 LIVE customer service

C4/Zero Fee

Our new surcharge pricing program allows merchants to accept credit cards at little to no cost. During a credit card transaction, cardholders will be asked to pay a surcharge fee. If a cardholder opts to use a debit card instead, the merchant will incur only a 1% fee plus $0.25 for the transaction.

The payment system, whether through a device or online, will clearly show the total transaction amount with the surcharge listed as a separate line item. The receipt provided to the cardholder will also detail the surcharge fee as a distinct charge.

The most transparent pricing model for credit card processing is Interchange Pass-Through pricing. This approach enables the actual processing costs (interchange fees and assessments) to be directly passed on to your business, along with a minimal markup. Fees can be as low as 0.25%!

Cost Plus

The most transparent pricing model for credit card processing is Interchange Pass-Through pricing. This approach enables the actual processing costs (interchange fees and assessments) to be directly passed on to your business, along with a minimal markup. Fees can be as low as 0.25%!